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Homeowners who refinance multi-unit homes have access to higher loan limits: The conventional loan limit for a 1-unit home: 453,100 The conventional loan limit for a 2-unit home: 580,150 The conventional loan limit for a 3-unit home: 701,250 The conventional loan limit for a 4-unit home: 871,450.

Homeowners with multi-unit homes that are also in high-cost areas can receive conventional loans over 1. 2 million. Keep in mind that these are loan limits, not home price limits. Someone refinancing a 2 million home could receive a conventional loan of 453,100 in any area of the country.

How Much Equity do I need for a Conventional Refinance. Borrowers adam tabbert emerchantbroker cash advance receive a conventional refinance with as little as 5 equity in their home.

New owners who purchased with an FHA loan are turning to conventional refinances to reduce mortgage insurance costs.

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